Small Business (<$300k/mo)
Keep 100% of your sales. Zero processing fees or guaranteed lower rates.
In partnership with 1PriceSwipes and authorized as a Square Partner, we give small businesses direct access to modern point-of-sale hardware, 0% fee cash discount programs, and white-glove setup you won't get going direct.
Register for Your Rate Review
Your legal business name, contact email, and category. That’s it. We'll show you where we beat your setup.
Choose The Exact Model That Fits Your Business
Every small business is different. Whether you prefer eliminating card fees completely or keeping pricing simple and predictable.
Dual Pricing / Cash Discount
Eliminate virtually 100% of your processing costs. Customers paying with cash receive a small discount, while card users cover the processing cost automatically on the terminal.
- Eliminate monthly variable fee spikes
- Full compliance with card network regulations
- Automatic cash vs card total displayed at checkout
- Boost your take-home profit margin overnight
Guaranteed Flat Rate
Know exactly what each swipe costs: 2.6% + $0.09 for card-present swipes. No hidden batch fees, no PCI penalty junk fees, and no statement surprises.
- Directly beats standard 2.9% + 30¢ rates
- Card-not-present / Amex: 3.3% + $0.19 transparent flat rate
- Clear monthly itemized breakdown with next-day funding
- Simple reconciliation with QuickBooks integration
Get Square’s Power — With Support You Can Actually Call
As one of the first authorized Square POS ISO channels in the U.S., 1PriceSwipes and Prosper Payments provide personalized setup, hardware provisioning, and local support.
Full Menu & POS Setup
We don't just ship a box. We build your catalog, set up modifier groups, and configure receipts.
Staff Training Included
We train your cashiers and front-of-house staff on split checks, tips, and inventory barcode scanning.
Ongoing Optimization
When you need help on a Friday night, you call a dedicated account rep, not an overseas call center.
SMART HARDWARE OPTIONS
Next-Gen Terminals Built for Reliability
All devices are fully compatible with Dual Pricing / Cash Discount programs and modern contactless tap-to-pay (Apple Pay, Google Pay).
Valor RCKT
The perfect mini mobile payment solution. Fits in your apron or pocket, accepts EMV chip cards, contactless, and features an integrated PIN pad.
VP100 Countertop
Innovative countertop solution with built-in thermal printer, high-speed Ethernet/Wi-Fi failover, and responsive 3.5" color touchscreen.
VP550 Smart Android
Full Android 12 powerhouse with a crisp 5.9" HD touchscreen, cellular 4G LTE roaming, and long-lasting 5200 mAh all-day battery.
Real Results From Small Business Owners
Based on verified Google reviews from merchants using our 0% fee programs.
"The team met with me and laid everything out before me for my restaurant's needs. Showed us the cost, installed everything, built our menu, trained our staff, and set up our online ordering. Five stars all the way."
"1PriceSwipes set up our market store with inventory control, barcode scanner, and full point of sales system. Trained our staff and always checked up with us. Highly recommend them to any business owner looking to take payments."
"Matt and the team are top notch and will save you serious money on merchant services for your business. He actually picks up the phone when you call, super helpful."
Everything Your Business Needs In One Place
Add-on capabilities to simplify operations as you scale.
QuickBooks Sync
Automatic daily settlement sync for error-free bookkeeping.
ACH Invoicing
Accept bank-to-bank transfers for large orders and B2B invoices.
E-Commerce Gateway
Unified payment gateway for your WooCommerce, Shopify, or custom site.
Working Capital
Revenue-based business funding tied cleanly to your daily receipts.